Dr. Rajna Anthony, the Chief Executive Officer of Citadel Elite Academy is also the founder of Financial Health Association of Malaysia (FAHAM) who holds a doctorate (PhD) degree in Family Economics and Management from the Universiti Putra Malaysia, as well as a Master's Degree in Medical Sciences (MMSc) in Community Health from the National Universiti of Malaysia (UKM). Her expertise in finance has been further strengthened by her license as a Licensed Financial Planner from the Security Commission of Malaysia (eCMSRL/C1226/2021). She graduated with a Certified Islamic Financial Planner from Universiti Malaya in year 2009. She is also a fellow in Life Underwriter Training Council (USA) and holds a Diploma in Business and Personal Insurance studies form the Malaysian Insurance Institute. Dr. Rajna co-founded Banyan Tree Money Academy in year 2012 and has since been leading a team of financial educators in promoting financial literacy education and positive financial behavior change among children, youth and seniors.